Uber's services have revolutionized modern travel. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, leading to potential passenger injuries.
In this article, what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.
Common Uber Injuries
When riding in an Uber, a wide range of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability here coverage of up to $1 million.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.